If you are buying or remortgaging you will typically need to provide the below:
- Proof of Identity (ie Driving Licence or Passport)
- Proof of Income (Usually 3 Most Recent Months Payslips and P60, or previous 2 Years Tax Documents if Self-Employed)
- Proof of Deposit (Savings Accounts Statement, if gifted deposit we would also require their bank statement and a signed letter)
- 3 Most Recent Months Bank Statements
- A Credit Report (You can get a free credit report here, then £14.99/m, cancel anytime)
You may be asked to provide more or less documents depending on your specific needs and lender criteria at that time.
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